Finance

Explore our wide range of customised solutions for all your finance and debt needs, delivering effective and appropriate support tailored to your unique situation.

Areas of expertise

Home loans, and refinancing

Secure your dream home or optimise your existing mortgage.

Investment property loans

Maximise returns while managing risks.

Construction loans

Turn your building plans into reality.

Business finance

Grow your business with our comprehensive range of financial solutions.

Small business loans

Give your small business the boost it needs with our accessible loan options.

Equipment finance and leasing

Acquire the tools you need to stay competitive without straining your capital.

Debt management

Consolidate debts and develop strategies for faster repayment.

Cashflow management

Optimise your business's financial health.

Finance through Palia Partners

Collaborative approach

Our expert and qualified team is committed to providing the best outcomes for our clients. We take pride in building enduring, trusted relationships through a collaborative approach and regular reviews to ensure continuous success.

Access to wide range of banks and lenders

With over 15 years of combined expertise in business and residential banking, our Finance Advice Team is adept at navigating the lending landscape. Through our access to more than 40 leading Australian banks and lenders, Palia Partners can compare and contrast a wide array of lending products to discover the home or business solution that best fits your requirements.

Finance questions

What are the different types of home loans available in Australia?

In Australia, home loans come in various forms to cater to the diverse needs of borrowers. These include fixed-rate loans, variable rate loans, split loans, interest-only loans, and more. Each type has its advantages and disadvantages, and the choice depends on the borrower's financial situation, risk tolerance, and long-term plans

How does investment property financing work in Australia?

How does investment property financing work in Australia? Investment property financing in Australia is a popular way to grow wealth. The average property investor takes out a loan of around $600,000 to fund their investment. While interest rates are still high across the board, several lenders offer competitive rates for investors. It's crucial to compare investment loan rates and consider factors like loan features, repayment flexibility, and fees before making a decision

What are the options for business finance in Australia?

What are the options for business finance in Australia? Business finance in Australia is diverse, with options ranging from bank loans, angel investors, venture capitalists to crowdfunding. Each financing method has its pros and cons, and the choice depends on the business's needs, stage of growth, and the industry it operates in. It's essential to understand the terms and conditions of each financing option before making a decision.

What is equipment leasing and how does it work in Australia?

Equipment leasing is a popular way for businesses in Australia to acquire the machinery and equipment they need without the upfront cost. There are two main types of equipment leasing: operating leases and finance leases or hire-purchase arrangements. The choice between these depends on the business's needs, financial situation, and tax considerations

What are some strategies for debt management in Australia?

Effective debt management is crucial for financial health. In Australia, strategies for managing debt include understanding your rights when you owe money, dealing with debt collectors, checking and fixing your credit score, and understanding the risks before signing a debt agreement or declaring bankruptcy.

Why choose Palia Partners?

Palia Partners is a dynamic chartered accounting firm in Melbourne focused on delivering exceptional value beyond traditional accounting.

We use modern practices and new technology to increase efficiency to support your success and growth.

Our passion lies in providing tailored, practical solutions that follow best business practices, offering you clarity and direction to achieve your goals.

We're innovative

We believe in using cloud accounting technology to ensure real-time financial data is available to you as and when you need it.

We're experienced

With a combined experience of 30 years, we are well equipped with diverse and specialised knowledge to work with you.

We're proactive

We don't sit back and let matters unfold. We keep you focused, and driven so you can meet your financial goals.